NOVADECI Convention Center building exterior

We are more than just a cooperative in the Philippines

For 50 years, NOVADECI has been more than just a name—it is a trusted partner in progress, a pillar of financial empowerment, and a community that serves with purpose.

Founded on April 27, 1976, we continue to uplift lives, strengthen communities, and build futures rooted in cooperation and compassion. Through our wide range of financial and social services, we remain committed to helping members achieve security, growth, and meaningful change—together, we thrive.

Be A Co-owner Today!

Together, We Grow. Together, We Prosper.

At NOVADECI, being a member means more than just saving or borrowing — it means owning a share of a cooperative built by the people, for the people. When you join NOVADECI, you're not just opening an account — you're becoming a co-owner of one of the most trusted and progressive cooperatives in the country.

As a co-owner, your voice matters. You have the right to participate in decision-making, vote for leaders, and enjoy dividends from the cooperative's success. Every peso you invest helps strengthen the community, support fellow members, and fund initiatives that uplift Filipino lives.

BE A MEMBER!

NOVADECI staff leading a member training session in a conference room

NOVADECI members participating in a cooperative meeting

NOVADECI member completing registration at a service desk

NOVADECI members gathered together at a cooperative community event

Explore our Services

Financial and social programs designed to help members save, grow, and thrive together.

Illustration of online payment processing on a mobile device

Online Payments Process

Pay bills and obligations securely through our digital channels.

Deposits

Savings and time deposit options that keep your money working.

Loans

Flexible lending programs for education, business, and daily needs.

Membership

Become a co-owner and take part in the cooperative's growth.

Investments

Share capital and investment opportunities for long-term returns.

NMSB & NHCP

Member social benefits and healthcare programs for you and your family.

Featured Products & Services

NOVADECI members gathered for a cooperative social benefits program

NMSB

Novadeci Member Social Benefit (NMSB) provides its members with a range of social benefits through various programs focused on improving their quality of life.

NOVADECI staff assisting members at cooperative service desks

Regular Loan

At NOVADECI, we understand that every member has dreams worth pursuing — whether it's for education, home improvement, business capital, or personal needs. That's why we offer the NOVADECI Regular Loan, designed to help you achieve your goals with flexible terms, affordable interest rates, and reliable service.

Featured Products & Services

NMSB

Novadeci Member Social Benefit (NMSB) provides its members with a range of social benefits through various programs focused on improving their quality of life.

Featured Products & Services

Regular Loan

At NOVADECI, we understand that every member has dreams worth pursuing — whether it's for education, home improvement, business capital, or personal needs. That's why we offer the NOVADECI Regular Loan, designed to help you achieve your goals with flexible terms, affordable interest rates, and reliable service.

Awards and Recognitions

Our Awards and Recognitions highlight the achievements that reflect our unwavering commitment to quality, innovation, and service. Each accolade represents years of hard work, passion, and trust from the communities we serve.

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